Texas Life and Health License Continuing Education

Texas 24 Hour Life & Health Package (Classroom Equivalent)

24 Hour Course
$67.00

Course Description
Course Outline

This course provides all 24 hours of CE needed to renew your license! The course includes the mandatory ethics class, and is approved to meet both your Self-Study & Classroom Equivalent requirements. This course will satisfy CE credits for both Insurance Producers and Adjusters

In this course, we will review key concepts and principles of Life & Health insurance. We'll start with some general insurance concepts and producer responsbilities. Then, we'll cover disability and Medicare. We'll also touch on tax considerations for life insurance and annuities.

Lastly, we'll look at Long-Term Care policies in depth, including levels and types of care, as well exclusions to these programs. We'll learn about how to build an LTC policy, and the underwriting process and the costs associated with LTCi. We'll also talk about some alternatives to LTC.

We'll begin this course with our Ethics for Insurance Professionals class, where we'll discuss the ethical duties that come with being an insurance producer. We'll also talk about some ethical situations you may find yourself in, and laws that pertain to these situations. Then, we'll review some life insurance basics and standard policy provisions.

After that, we'll cover health insurance basics, including types of policies available and the underwriting process. We'll talk about qualified retirement plans, securities, and annuities. Then, we'll discuss group health plans and dental insurance.

*NOTE: This does not provide the training necessary to renew an LTC certification.

Texas Department of Insurance Course ID: 131459 & 132555

Approved By: Texas Department of Insurance (TDI)

Self Study - Life Insurance
- Life Insurance Basics [9 Activities]
  - 01. Introduction to Life Insurance Basics
  - 02. Life Insurance Basics
  - 03. Types of Life Insurance Policies
  - 04. Type of Policies
  - 05. Disclosure and Transparency
  - 06. Disclosure and Transparency Requirements
  - 07. Field Underwriting
  - 08. Field Underwriting
  - 09. Conclusion
- Life Insurance Policies [11 Activities]
  - 01. Life Insurance Policies
  - 02. Life Insurance Policies
  - 03. Term Insurance Policies
  - 04. Whole Life Insurance
  - 05. Whole Life Insurance
  - 06. Flexible Premium Policies
  - 07. Flexible Premium Policies
  - 08. Specialized Policies
  - View Additional Activities
    - 09. Specialized Life Policies
    - 10. Group Life Insurance
    - 11. Life Insurance Policies Conclusion
- Life Insurance Policy Provisions, Options, and Riders [11 Activities]
  - 01. Introduction to Life Insurance Policy Provisions, Options and Riders
  - 02. Standard Policy Provisions
  - 03. Introduction to Life Insurance Policy Provisions, Options and Riders
  - 04. Beneficiaries and Trusts
  - 05. Beneficiaries and Trusts
  - 06. Options
  - 07. Settlements Options
  - 08. Disability and Other Riders
  - View Additional Activities
    - 09. Disability and Other Riders
    - 10. Riders for Additional Insured and Riders Affecting the Death Benefit
    - 11. Conclusion
Self Study - Accident and Health Insurance
- Health Insurance Basics [21 Activities]
  - 01. Introduction to Health Insurance Basics
  - 02. Definitions
  - 03. Basics of Health Insurance
  - 04. Policyholders' Bill of Rights
  - 05. Uses of Health Insurance
  - 06. Principal Types of Losses and Benefits
  - 07. Types of Health Insurance Policies: Part 1
  - 08. Limited Coverage Policies
  - View Additional Activities
    - 09. Types of Health Insurance Policies: Part 2
    - 10. Premiums
    - 11. Important Legislation
    - 12. Exclusions
    - 13. Other Insurance Concepts
    - 14. Producer Responsibilities
    - 15. Producer Responsibilities
    - 16. Underwriting
    - 17. Field Underwriting
    - 18. Individual Underwriting by the Insurer
    - 19. Replacement Policies
    - 20. Considerations in Replacing Accident and Health Insurance
    - 21. Conclusion
- Health Insurance Policy [7 Activities]
  - 01. Health Insurance Policy
  - 02. Uniform Policy Provisions
  - 03. Other General Provisions
  - 04. Other General Provisions - Part 1
  - 05. Other General Provisions - Part 2
  - 06. Riders
  - 07. Conclusion
- Medical Plans [14 Activities]
  - 01. Introduction to Medical Plans
  - 02. Medical Plan Concepts
  - 03. Types of Providers and Plans
  - 04. Types of Providers and Plans
  - 05. Managed Care
  - 06. Managed Care
  - 07. Major Medical Insurance
  - 08. Cost Containment in Health Care Delivery
  - View Additional Activities
    - 09. Cost Containment in Health Care Delivery
    - 10. Patient Protection and Affordable Care Act
    - 11. Patient Protection and Affordable Care Act (PPACA)
    - 12. Medicaid
    - 13. Health Insurance Portability and Accountability Act: HIPAA
    - 14. Conclusion
Final Exam
- Self Study - Final Exam (50 questions)
Classroom Equivalent - Ethics
- Principles of Ethics for Insurance Producers [3 Activities]
  - 01. Ethics for Insurance Professionals
  - 02. Principles of Ethics for Insurance Producers
  - End of cluster
- Incremental Quiz 1 (5 questions)
- Principles of Ethics for Insurance Producers (Part 2) [2 Activities]
  - 03. Principles of Ethics for Insurance Producers (Part 2)
  - End of cluster
- Incremental Quiz 2 (5 questions)
- Ethical Concepts and Terminology [2 Activities]
  - 01. Ethical Concepts and Terminology
  - End of cluster
- Incremental Quiz 3 (5 questions)
- Ethics in the Real World [3 Activities]
  - 01. Ethical Practices
  - 02. Ethics in the Real World
  - End of cluster
- Incremental Quiz 4 (5 questions)
- Ethical Duties [3 Activities]
  - 01. Ethical Duties
  - 02. Ethical Duties
  - End of cluster
- Incremental Quiz 5 (5 questions)
- Ethical Duties - Part 2 [2 Activities]
  - 01. Ethical Duties - Part 2
  - End of cluster
- Incremental Quiz 6 (5 questions)
- Ethical Duties - Part 3 [2 Activities]
  - 01. Ethical Duties - Part 3
  - End of cluster
- Incremental Quiz 7 (5 questions)
- Ethical Duties - Part 4 [2 Activities]
  - 01. Ethical Duties - Part 4
  - End of cluster
- Incremental Quiz 8 (5 questions)
- Ethical Situations [3 Activities]
  - 01. Ethical Situations
  - 02. Ethical Situations
  - End of cluster
- Incremental Quiz 9 (5 questions)
- Laws Governing Ethical Conduct [3 Activities]
  - 01. Ethical Regulations
  - 02. Laws Governing Ethical Conduct
  - End of cluster
- Incremental Quiz 10 (5 questions)
- Laws Governing Ethical Conduct - Part 2 [2 Activities]
  - 01. Laws Governing Ethical Conduct - Part 2
  - End of cluster
- Incremental Quiz 11 (5 questions)
- Insurance Industry Code of Ethics - Part 1 [3 Activities]
  - 01. Ethical Codes
  - 02. Insurance Industry Code of Ethics - Part 1
  - End of cluster
- Incremental Quiz 12 (5 questions)
- Insurance Industry Code of Ethics - Part 2 [3 Activities]
  - 01. Insurance Industry Code of Ethics - Part 2
  - 02. Conclusion
  - 03. Conclusion
- Incremental Quiz 13 (5 questions)
Classroom Equivalent - Annuities
- Annuity Principles and Concepts [3 Activities]
  - 01. Introduction to Annuities
  - 02. Annuity Principles and Concepts
  - End of cluster
- Incremental Quiz 14 (5 questions)
- Annuity Benefit Payment Options [3 Activities]
  - 01. Introduction to Annuities and Annuity Payout Options
  - 02. Annuity Benefit Payment Options
  - End of cluster
- Incremental Quiz 15 (5 questions)
- Annuity Benefit Payment Options, Continued [2 Activities]
  - 01. Annuity Benefit Payment Options, Continued
  - End of cluster
- Incremental Quiz 16 (5 questions)
- Uses of Annuities [3 Activities]
  - 01. Uses of Annuities
  - 02. Conclusion
  - End of cluster
- Incremental Quiz 17 (5 questions)
Classroom Equivalent - Qualified Plans
- Qualified Retirement Plan Basics [3 Activities]
  - 01. Introduction to Qualified Plans
  - 02. Qualified Retirement Plan Basics
  - End of cluster
- Incremental Quiz 18 (5 questions)
- Qualified Retirement Plan Basics, Continued [2 Activities]
  - 01. Qualified Retirement Plan Basics, Continued
  - End of cluster
- Incremental Quiz 19 (5 questions)
- Plan Types, Characteristics, and Purchasers [4 Activities]
  - 01. Introduction to Qualified Plans
  - 02. Plan Types, Characteristics and Purchasers
  - 03. Plan Types, Characteristics and Purchasers: Conclusion
  - End of cluster
- Incremental Quiz 20 (5 questions)
Classroom Equivalent - Federal Taxation of Life Insurance
- Life Insurance Taxes [3 Activities]
  - 01. Introduction to Federal Taxation of Life Insurance
  - 02. Life Insurance Taxes
  - End of cluster
- Incremental Quiz 21 (5 questions)
- Life Insurance Taxes, Continued [2 Activities]
  - 01. Life Insurance Taxes, Continued
  - End of cluster
- Incremental Quiz 22 (5 questions)
- Modified Endowment Contracts: MECs [3 Activities]
  - 01. Introduction to Federal Taxation of Life Insurance
  - 02. Modified Endowment Contracts: MECs
  - End of cluster
- Incremental Quiz 23 (5 questions)
- Taxation of Non-Qualified Annuities [3 Activities]
  - 01. Modified Endowment Contracts
  - 02. Taxation of Non-Qualified Annuities
  - End of cluster
- Incremental Quiz 24 (5 questions)
- Taxation of Individual Retirement Accounts (IRAs) [5 Activities]
  - 01. Taxation of Non-Qualified Annuities
  - 02. Taxation of Individual Retirement Accounts (IRAs)
  - 03. Taxation of Individual Retirement Plans and Section 1035 Policy Exchanges
  - 04. Conclusion
  - End of cluster
- Incremental Quiz 25 (5 questions)
Classroom Equivalent - Disability Income
- Disability Income [5 Activities]
  - 01. Introduction to Disability Income
  - 02. Disability Income
  - 03. Definitions
  - 04. Definitions and Concepts
  - End of cluster
- Incremental Quiz 26 (5 questions)
- Definitions and Concepts, Continued [2 Activities]
  - 01. Definitions and Concepts, Continued
  - End of cluster
- Incremental Quiz 27 (5 questions)
- Additional Definitions [2 Activities]
  - 01. Additional Definitions
  - End of cluster
- Incremental Quiz 28 (5 questions)
- Qualifying for Disability Benefits [5 Activities]
  - 01. Qualifying for Disability Benefits Introduction
  - 02. Qualifying for Disability Benefits
  - 03. Different Types of Disability Coverage Introduction
  - 04. Different Types of Disability Coverage
  - End of cluster
- Incremental Quiz 29 (5 questions)
- Group and Individual Disability Income Insurance [3 Activities]
  - 01. Group and Individual Disability Income Insurance Introduction
  - 02. Group and Individual Disability Income Insurance
  - End of cluster
- Incremental Quiz 30 (5 questions)
- Group and Individual Disability Income Insurance, Continued [2 Activities]
  - 01. Group and Individual Disability Income Insurance, Continued
  - End of cluster
- Incremental Quiz 31 (5 questions)
- Other Provisions Affecting Income Benefits [2 Activities]
  - 01. Other Provisions Affecting Income Benefits
  - End of cluster
- Incremental Quiz 32 (5 questions)
- Group Disability Insurance [2 Activities]
  - 01. Group Disability Insurance
  - End of cluster
- Incremental Quiz 33 (5 questions)
- Unique Aspects of Disability Underwriting [3 Activities]
  - 01. Unique Aspects of Disability Underwriting Introduction
  - 02. Unique Aspects of Disability Underwriting
  - End of cluster
- Incremental Quiz 34 (5 questions)
- Unique Aspects of Disability Underwriting, Continued [2 Activities]
  - 01. Unique Aspects of Disability Underwriting, Continued
  - End of cluster
- Incremental Quiz 35 (5 questions)
- Social Security Disability Income (SSDI) [3 Activities]
  - 01. Social Security Disability
  - 02. Social Security Disability Income (SSDI)
  - End of cluster
- Incremental Quiz 36 (5 questions)
- Workers' Compensation [3 Activities]
  - 01. Workers' Compensation Introduction
  - 02. Workers' Compensation
  - End of cluster
- Incremental Quiz 37 (5 questions)
- Business Disability Insurance Coverages [4 Activities]
  - 01. Business Disability Income
  - 02. Business Disability Insurance Coverages
  - 03. Conclusion
  - End of cluster
Classroom Equivalent - Group Health
- Group Insurance Concepts [3 Activities]
  - 01. Introduction to Group Health Insurance Policies
  - 02. Group Insurance Concepts
  - End of cluster
- Incremental Quiz 38 (5 questions)
- Group Insurance Concepts, Continued [2 Activities]
  - 01. Group Insurance Concepts, Continued
  - End of cluster
- Incremental Quiz 39 (5 questions)
- Group Plan Characteristics [5 Activities]
  - 01. Group Insurance Concepts Review
  - 02. Group Plan Characteristics
  - 03. Group Plan Characteristics Conclusion
  - 04. Eligibility, Enrollment and Continuation of Coverage
  - End of cluster
- Incremental Quiz 40 (5 questions)
- Group Conversion [3 Activities]
  - 02. Eligibility, Enrollment and Continuation of Coverage
  - 03. Group Conversion
  - End of cluster
- Incremental Quiz 41 (5 questions)
- Small Employer Medical Plans [3 Activities]
  - 01. Small Employer Medical Plans
  - 02. Conclusion
  - End of cluster
- Incremental Quiz 42 (5 questions)
Classroom Equivalent - Dental Insurance
- Dental Insurance - Introduction [3 Activities]
  - 01. Introduction to Dental Insurance
  - 02. Dental Insurance - Introduction
  - End of cluster
- Incremental Quiz 43 (5 questions)
- Dental Insurance, Continued [2 Activities]
  - 01. Dental Insurance, Continued
  - End of cluster
- Incremental Quiz 44 (5 questions)
- Indemnity Plans [2 Activities]
  - 01. Indemnity Plans
  - End of cluster
- Incremental Quiz 45 (5 questions)
- Employer Group Dental Expense [3 Activities]
  - 01. Employer Group Dental Expense
  - 02. Conclusion
  - End of cluster
Classroom Equivalent - Federal Taxation of Health Insurance
- Health Insurance Taxes [4 Activities]
  - 01. Federal Tax Health
  - 02. Health Insurance Taxes
  - 03. Health Insurance Taxation
  - End of cluster
- Incremental Quiz 46 (5 questions)
- Health Insurance Taxation, Continued [2 Activities]
  - 01. Health Insurance Taxation, Continued
  - End of cluster
- Incremental Quiz 47 (5 questions)
- Health Savings Accounts and Other Tax-Favored Health Plan Tax Features [4 Activities]
  - 01. Health Savings Accounts and Other Tax-Favored Health Plan Tax Features Introduction
  - 02. Health Savings Accounts and Other Tax-Favored Health Plan Tax Features
  - 03. Conclusion
  - End of cluster
- Incremental Quiz 48 (5 questions)
Course Completion
- Mandatory Questionnaire
- Guaranteed Next-Day Reporting
Certificate (Hidden at State's Request)
- Certificate of Completion - 12 Hour Self Study (Hidden at State's Request)
- Certificate of Completion - 12 Hour Classroom Equivalent (Hidden at State's Request)

Instructor Bio

Keith Haley is the Online Insurance instructor and industry expert for At Your Pace Online. In addition to his insurance license, Keith holds a Bachelor's degree in Finance, Master's degree in Education, and is a Certified Financial Planner and licensed insurance producer. As an entrepreneur, over his career Keith has owned and managed businesses in a wide range of professions, including car sales, financial consultation, and insurance sales and management. With over twenty years of experience in business, sales, and education, Keith brings a broad range of practical and academic knowledge to our courses.

ulrichcoliould.blogspot.com

Source: https://www.einsurancetraining.com/texas-insurance-continuing-education/tx-24-hour-life-and-health-package-classroom-equivalent

Texas Life and Health License Continuing Education

Texas 24 Hour Life & Health Package (Classroom Equivalent)

Course Description

Course Outline

Instructor Bio

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